Free Protected HELOC® Guide for B.C. & Alberta Homeowners 60+
Learn how to access tax-free home equity, stay on title, and choose flexible or no payments — without the risks of a traditional HELOC or reverse mortgage.
Why B.C. & Alberta Homeowners Use the Protected HELOC®”
Access tax-free cash from your home equity
Make flexible or no payments — you choose
Keep ownership and stay in your home
Borrowing limit protected for life (cannot be reduced or removed if obligations are met)
Multiple payout options: lump sum, staged draws, monthly income, or an optional Mastercard® ($2,000 limit, resets monthly)*
No impact on CPP, OAS, or GIS benefits
*Terms and conditions apply. Mastercard option subject to approval.
Is the Protected HELOC® Right for You?
If two or more of these statements apply, this guide is for you:
You are 60+ and own your home in B.C. or Alberta
You want to access home equity without selling or downsizing
You’re looking for ways to reduce reliance on investments or avoid triggering taxable events
You want to cover living costs, healthcare, or renovations with flexible access to funds
You want to support family now (RESPs, FHSAs, early inheritance) or top-up your investments (TFSA, RRSP)
Your free guide explains how the Protected HELOC® works, how it compares to HELOCs and reverse mortgages, and how you can apply.
Locations:
Address: 5094 Lochside Drive Victoria, BC V8Y 2E9
(236) 300-3439
Home N Work Mortgages Inc.
The Protected HELOC®: Flexible like a HELOC. Guaranteed like a Reverse Mortgage. Protected for life.
Protected HELOC® and the Protected HELOC Approach® is a registered trademark of Stanley-Hines, 2025. All rights reserved. Gregory Stanley, CFP | Mortgage Broker, BC & Alberta - Helping Canadian homeowners aged 60+ enjoy more financial freedom.
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